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CU ONLINE LOG IN
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Important Message

You are now leaving United 1st Federal Credit Union's website. You are linking to an alternate website that is not operated by the credit union. The credit union is not responsible for content on the alternate site. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving United 1st Federal Credit Union's website. You are linking to an alternate website that is not operated by the credit union. The credit union is not responsible for content on the alternate site. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving United 1st Federal Credit Union's website. You are linking to an alternate website that is not operated by the credit union. The credit union is not responsible for content on the alternate site. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Untitled Document

Important Message

You are now leaving United 1st Federal Credit Union's website. You are linking to an alternate website that is not operated by the credit union. The credit union is not responsible for content on the alternate site. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving United 1st Federal Credit Union's website. You are linking to an alternate website that is not operated by the credit union. The credit union is not responsible for content on the alternate site. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Important Message

You are now leaving United 1st Federal Credit Union's website. You are linking to an alternate website that is not operated by the credit union. The credit union is not responsible for content on the alternate site. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


United 1st Classic Credit Card Annual Percentage Rates range from 7.9% - 16.9% and are based on credit worthiness. There is No Annual Fee, No Balance Transfer Fee, and No Cash Advance Fee.


Important Message

You are now leaving United 1st Federal Credit Union's website. You are linking to an alternate website that is not operated by the credit union. The credit union is not responsible for content on the alternate site. Privacy and security policies of the alternate site may differ from those practiced by the credit union.


Truth-In-Savings Disclosure

Effective January 1, 2015

The following fees may be assessed against your account and the following transaction limitations, if any, applied to your account.

Credit Union Membership
Membership Fee $0
Membership Share $5

Share/Savings Account Fees
Share Savings Account Excessive Withdrawal Fee (after the 4th withdrawal per quarter) $5
Club Accounts (Christmas, Back-to-School, Vacation) Early Withdrawal Fee $10

Share Draft/Checking Account Fees
NSF Fee $30/occurrence
Stop Payment Fee $20/request
Share Draft/Checking Overdraft Transfer Fee $5/occurrence
Check Cashing $8/check
Check cashing fees will apply to members over the age of 18 who do not participate in other credit union services such as: share certificates; loans; have a minimum of $100 in Share Savings or have payroll deduction/direct deposit of at least $100 per month

Safe Deposit Box Fees (Annual Rental)
3x5 $15
5x5 $20
3x10 $25
5x10 $35
10x10 $60
Change of lock fee $50
Drilling box fee/lost key Actual locksmith charges
Prestige members receive a 20% discount from the above prices. Waycross and Folkston Member Service Center does not offer Safe Deposit Boxes. Safebox content not insured by NCUA.

Other Service Fees
Account Reconciliation Fee $15/hour
Account Research Fee $15/hour
Statement Copy Fee $3 per statement. FREE using CU Online
History Printout Fee $2/account suffix
Return Item Fee $15/item
Wire Transfer $20/transfer
Certified Check Fee $5/check
Cashier's Check Fee $5/check
Money Order Fee $1/money order
Legal Process Fee Actual charges incurred
Inactive Account Fee $5/month, after 1 year & acct. balance under $300
Bad Address Fee $5/month
ATM Surcharge for non United 1st FCU cards $2.00
Debit Pin Replacement Charge $10
ATM Fee for United 1st FCU Member at Non United 1st ATM $.50 each use after 5th time per month
Uncollected Funds $30
ACH Return $30/item
ACH Overdraft $30/item
Garnishment $25
Dormant Account $25
Travel Money Card $5.95
VISA Preauthorization Cancellation $50
Items Sent for Collection Actual Cost
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